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Get better with money

Built by H&R Block, Spruce is a mobile banking platform to help you set saving goals, earn cash back rewards at select retailers, and get paychecks up to two days early. Get a $50 bonus when you receive qualifying direct deposits.

No hidden fees

Avoid surprise fees.

No hidden fees. No monthly fees. No sign-up fees. No minimum balance requirement. Access to thousands of fee-free ATMs.

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